Finxius Privacy Policy

1.1 Information You Provide to Us

Account Registration Information

When you create a Finxius account, we collect your email address, the password you set, and any username or nickname you choose to provide.

Profile Information

You may supplement information on the "Profile" page, such as your avatar, contact details, and investment experience, to receive more personalized services.

Consultation and Communication Content

When you contact official support or curators through the "Ask" feature, the messages and images you send, as well as the content of our replies, will be recorded to ensure continuity and quality of service.

Broker Account Opening Information

When you apply to open a broker account through Finxius's partner channels, you may need to provide your name, identification documents, proof of address, bank account information, and other details. This information will be submitted directly to the broker you choose, and we only assist in organizing and transmitting it with your authorization.

1.2 Information We Collect Automatically

Device and Log Information

When you access the Finxius App or website, we automatically collect information such as your device model, operating system version, IP address, mobile network information, browsing history, search queries, click behavior, and page dwell time.

Cookies and Similar Technologies

We use cookies and similar technologies to recognize your browser or device, remember your preferences (such as language selection), and analyze platform usage to improve our services.

1.3 Information About You from Third Parties

When you choose to log in or register using a third-party account such as Google or Facebook, we will obtain your public profile information (such as nickname and email address) based on that third party's authorization.

If you access Finxius through one of our third-party promotional channels, that channel may provide us with basic attribution information (such as channel source ID).

• Service Provision and Support: To create and manage your account, respond to your inquiries and requests, connect you with curators or brokers, and process applications related to the Account Protection Fund.
• Content Personalization: To recommend curator review articles or broker information that may interest you based on your browsing preferences and topics of interest.
• Product Improvement and Security: To analyze user behavior to optimize App functionality and user experience, diagnose technical issues, detect and prevent fraud, abuse, and illegal activities, and safeguard the security of the platform and its users.
• Communications and Notifications: To send you service-related notifications (such as password resets, account opening guidance progress, reply alerts) and subscribed newsletter emails. You may unsubscribe from marketing emails at any time.

• Partner Brokers: When you choose to open a broker account through Finxius, we will, with your explicit consent, transmit the necessary account opening materials to that broker in accordance with the broker's requirements.
• Service Providers: We may share information with trusted third-party companies that assist us in operating the platform, sending emails, analyzing data, and other functions. These companies are authorized to use your personal information only as necessary to provide services to you.
• Legal and Compliance Requirements: We may disclose your personal information when required by law, regulation, litigation, or public authorities. To the extent permitted by applicable law, we will notify you before such disclosure.
• Business Transfers: In the event of a merger, acquisition, or asset sale, your personal information may be transferred as part of the assets. We will notify you of any such change through prominent notice.
• Anonymized Data: We may anonymize personal information and use it for research, statistics, and product improvement. Such data is no longer considered personal information.

Depending on the data protection laws of your jurisdiction, you may have the following rights:

• Access and Correction: You have the right to access the personal information we hold about you and to correct any inaccuracies.
• Deletion: Under certain circumstances, you have the right to request that we delete your personal information. Please note that we may not be able to fulfill all deletion requests due to legal obligations or service necessity.
• Data Portability: You have the right to request that we export your personal information in a structured, commonly used format so that you may transfer it to another service provider.
• Withdrawal of Consent: Where our processing is based on your consent, you have the right to withdraw that consent at any time.
• Account Deletion: You may submit an account deletion request on the "Profile" page in the App. Upon account deletion, we will delete or anonymize your personal information in accordance with legal requirements.

We employ industry-standard security measures (including encrypted transmission, access controls, and physical security safeguards) to protect your personal information from unauthorized access, use, or disclosure.

Your personal information is stored on secure servers and retained only for as long as necessary to fulfill the purposes described in this policy, or as required by applicable laws and regulations.

Personal information submitted from the client to the server is additionally protected by AES encryption on top of HTTPS (TLS 1.2+) secure transmission. Data returned from the server is transmitted via HTTPS.

As a platform serving users worldwide, your personal information may be processed and stored on servers located outside your country or region. We will ensure that any such cross-border transfers comply with applicable data protection laws and that appropriate safeguards are in place.

We may update this Privacy Policy from time to time. If there are material changes, we will notify you through in-app pop-ups or notifications. Please review this policy periodically to stay informed about how we protect your personal information.